Financing Strategies to Afford a New AC Unit

February 13, 2023
Financing Strategies to Afford a New AC Unit | AC Repair and Installation in St. Louis | HVAC Services Near Me

Financing strategies to afford a new AC. We’re all used to relying on our air conditioning for comfort whenever the smoldering St. Louis summer hits. However, if your AC unit is past its prime, you may be in the market for a new one. But are doubts about how you’re going to fit your new AC unit into your budget stopping you from making the move? With SmartHouse, you don’t have to stress.

SmartHouse Heating & Cooling is a leading St. Louis HVAC company. We offer a variety of financing options to help pay for our services so financial obstacles don’t get in the way of your home comfort. Read on below to learn more about financing your AC or speak to a SmartHouse representative about your cooling needs today by calling us at 314-648-3162, texting us at 314-310-2242, or contacting us online.

Finance Your New AC With SmartHouse

A new AC unit can be a significant expense, and many so-called financing options will only leave you paying more in interest down the road. At SmartHouse, we know it can be frustrating when complicated financial juggling keeps you from being comfortable in your own home, especially if you were not expecting to have to pay for a new AC unit anytime soon. We partner with major, legitimate, and recognized financial institutions to help St. Louis homeowners get the AC unit they need now, while allowing them to pay over time. We offer a wide range of options to most people with a credit score of 650 or greater. Financing options include:

  • No interest and no payments for 12 months
  • 6.99% interest for 10 years
  • 5 years at 0% interest on select systems
  • More options available

We partner with the OPTIMUS financing platform to make your application process as easy as possible. OPTIMUS uses Soft Pull technology – meaning, a credit check that doesn’t impact your credit score – to help determine the financing options you’re most likely to be approved for. Best of all, it delivers a 90% approval rating for most customers in a simple, three-step process:

Through OPTIMUS, we can connect you to multiple lending tiers and financing programs without the need for multiple credit checks, and all you have to do is fill out one application.

If you’re not sure if it’s time for a brand new air conditioner system, we also offer financing options for AC repair and other heating, cooling, and indoor air quality improvements to your home.

In addition to our financing options, we ensure there are no savings left on the table by applying for all manufacturer and utility rebates and incentives for you. As leaders in the St. Louis heating and cooling industry, we’re aware of all the savings homeowners are eligible for, how to apply for them, and any filing deadlines. We actually fill out the applications for you, so you can be sure they’re done right, and you won’t forget to apply in time while you’re basking in your brand new cool comfort.

Make the SmartCall to SmartHouse Today

There are several financing options available to help you afford a new AC unit, but the advantages of working with an experienced HVAC company go far beyond helping you save money on your initial purchase. Our expert technicians, annual maintenance plans, and honest advice can help you save on energy bills and live in a comfortable home for years to come. Call us at 314-648-3162, text us at 314-310-2242, or by contact us online to learn more about how you can finance your new AC unit in St. Louis.